In general, individuals are eligible for Medicare if they are:
- A U.S. citizen or have been a permanent legal resident for 5 continuous years
- 65 years or older, or under 65
- Disabled and have been receiving either Social Security or the Railroad Retirement Board disability benefits for at least 24 months or getting continuing dialysis for permanent kidney failure or need a kidney transplant, or they have Amyotrophic Lateral Sclerosis (ALS-Lou Gehrig’s disease).
Many beneficiaries are dual-eligible. This means they qualify for both Medicare and Medicaid. In some states those with certain income.
The Original Medicare program had two parts: Part A (Hospital Insurance), and Part B (Medical Insurance). Only a few special cases exist where prescription drugs are covered by Original Medicare, but as of January 2006, Medicare Part D provides more comprehensive drug coverage. Medicare Advantage plans are another way for beneficiaries to receive their Part A, B and D benefits.
Call (610) 399-8700 to speak with a Medicare professional