Compare Medicare Supplement Insurance
Medicare supplement plans are standardized by the federal government. This means that two plans with the same letter have the exact same supplemental insurance benefits as the other, i.e., one Plan N equals another Plan N, and so forth.
This chart gives you a quick look at the Modernized Medicare Supplemental Insurance Plans “A” – “N”. offered after June 1st, 2010. Every insurance company must make Medicare Supplemental Insurance Plan A available if they offer any Medicare Supplemental Insurance policy in that state. And, not all Medicare Supplemental Insurance plans are offered by every company — most don’t offer every plan. Available as of June 2010: Medicare Supplement Plan N and Plan M.
Medicare Supplement Comparison Chart – Modernized 2010
If a check mark appears in the column, this means that the Medicare Supplemental Plan (policy) covers 100% of the described benefit. If a column lists a percentage, this mean the Medicare Supplement policy covers that percentage of the described benefit. If no percentage appears or if the column is blank, this means the Medicare Supplement policy does not cover that benefit.
Note: A Medicare Supplemental Insurance plan covers coinsurance only after you have paid the deductible, unless the Medicare Supplement plan also covers the deductible. For more information, call to speak with a Medicare Supplement Insurance specialist at 610-399-8700. They are available to answer your questions and help you find the right Medicare supplement plan. The supplement comparison chart above outlines plans purchased after June 1, 2010. For supplement plan comparison for new or plans purchased before June 1, 2010, please contact one of our advisors for details.
Medigap Plans Effective June 1, 2010
|Medicare Supplement plans a.k.a. Medigap Plans Effective on or after June 1, 2010|
|Medicare Part A Coinsurance hospital costs up to an additional 365 days after Medicare benefits are used up.||√||√||√||√||√||√||√||√||√||√|
|Medicare Part B Coinsurance or Copayment||√||√||√||√||√||√||50%||75%||√||√ ***|
|Blood (First 3 Pints)||√||√||√||√||√||√||50%||75%||√||√|
|Part A Hospice Care Coinsurance or Copayment||√||√||√||√||√||√||50%||75%||√||√|
|Skilled Nursing Facility Care Coinsurance||√||√||√||√||50%||75%||√||√|
|Medicare Part A Deductible||√||√||√||√||√||50%||75%||50%||√|
|Medicare Part B Deductible||√||√|
|Medicare Part B Excess Charges||√||√|
|Foreign Travel Emergency (Up to Plan Limits)||√||√||√||√||√||√|
|Medicare Preventive Care Part B Coinsurance||√||√||√||√||√||√||√||√||√||√|
|Out-of Pocket Limit in 2014**|